The introduction of smartphones has changed the way we did our work. Everything has been within our reach. Undoubtedly, smartphones have revolutionized the day-to-day activities of the common public and when it comes to the name that has revolutionized the smartphone industry, then it is none other than the reputed and reliable Apple’s iPhones. The various series of smartphones from the company are not only trending but also classy. These are super luxury and are a sign of extreme sophistication.
Buy Smartphones in Easy Monthly Instalments
Take for example the super-luxury model of Apple- the iPhone 11 Pro Max with 512GB memory that would cost you around RM 7,000. It can be your dream phone but shelling out RM 7,000 at a go can strain your budget. This is where you would need to opt for simple installments.
When you buy smartphones in easy installments, the creditor would make the finance available to you easily and you can go for the phone without any worries. In lieu of this, you would have to pay back the amount in equal monthly installments which can stretch in the duration of 3 months, 6 months, 9 months, 12 months. This might include interest at a certain rate as well. But, your decision to buy an iPhone in installments would surely help you get out of the financial worries.
Look out for the Good Financier
Before availing any creditor’s loan, it is necessary to look out for the history of the financier. for example, ensure it is a reputed one. Look out for the benefits associated with the plans. iPhones are undoubtedly one of the best mobile sets in the world. Buying it would help you get through many of your professional work as well. But, ensure that the amount that you would be paying back is not too much. There are, at times, when the financier has several hidden rates and the buyer ends up paying RM 12,000 for the iPhone 11 Pro Max with 512GB memory. At this time, you would perhaps repent your decision to buy smartphones in easy installments. So, check out for everything and in case of doubt ask for the breakdown of how the amount is going to be paid.
Experts believe that the presence of the installment facility has helped thousands of buyers to purchase the phone of their dream. However, for the buyer, it is necessary to ascertain that the dues are paid as soon as possible because when you buy smartphones in monthly installments you need to calculate the depreciation value as well along with the interest.
For example, in case you chose the repayment time to be 18 months, and in the midst of your phone breaks, then you are going to pay another RM 5,000 for another iPhone but a cheaper one.
There are several considerations that one needs to make when he/she decides to buy smartphones in easy installments. This facility is quite helpful but plans and the repayment schedule should be properly and cautiously chosen for the best results.